-Oliver Wendell Holmes

What is Habitat for Humanity? 

 

Habitat for Humanity International is a nonprofit, ecumenical Christian housing ministry. HFHI seeks to eliminate poverty housing and homelessness from the world, and to make decent shelter a matter of conscience and action.

Habitat invites people of all backgrounds, races and religions to build houses together in partnership with families in need.

Habitat has built more than 200,000 houses around the world, providing safe, decent, affordable shelter for more than 1,000,000 people. HFHI was founded in 1976 by Millard Fuller along with his wife Linda.
 

Habitat for Humanity's work is accomplished at the community level by affiliates -- independent, locally run, nonprofit organizations. Each affiliate coordinates all aspects of Habitat home building in its local area -- fund raising, building site selection, partner family selection and support, house construction and mortgage servicing.

 

Fluvanna County Habitat for Humanity is an affiliate of Habitat for Humanity International.

 

 

How does it work?

 

Through volunteer labor and donations of money and materials, Habitat builds and simple, decent houses with the help of the homeowner (partner) families. Habitat houses are sold to partner families at no profit, financed with affordable, no-interest loans. The homeowners' monthly mortgage payments are used to build still more Habitat houses.

Habitat is not a giveaway program. In addition to a down payment and the monthly mortgage payments, homeowners invest hundreds of hours of their own labor -- sweat equity -- into building their Habitat house and the houses of others.

 

 

What does a Habitat house cost?

 

Throughout the world, the cost of houses varies from as little as $800 in some developing countries to an average of $46,600 in the United States. In Fluvanna County the current cost of a house is approximately $60,000 to $70,000.

Habitat houses are affordable for lower income families because there is no profit included in the sale price and no interest charged on the mortgage. Mortgage length varies from 20 to 25 years.

 

 

How do I contact Fluvanna County Habitat for Humanity?

 

Our mailing address is:

P.O. Box 276

Palmyra, VA  22963

Call and leave a message at 434-589-3752

Come to our monthly meeting